✦ Upgrade Planner
Sell & Buy Calculator
Planning to sell your current property and buy a new one? See exactly how much you'll net, what you need to bridge, and your best strategy.
🔴 Property You're Selling
Current Market Value₹1.50 Cr
Outstanding Loan₹0
Original Purchase Price₹80 L
Years Held8
yrs
Brokerage1%
🟢 Property You're Buying
New Property Value₹2.50 Cr
Parking Cost₹5
L
Interior Budget₹10 L
Loan Interest Rate8.5%
Loan Tenure20
yrs
Calculating...
💰 Net Sale Proceeds
—
After loan, brokerage, and capital gains tax
Sale Value—
− Outstanding Loan—
− Brokerage—
− Capital Gains Tax—
🏠 Total Buy Cost
—
All-inclusive with hidden costs
Agreement Value—
+ Stamp Duty (6%)—
+ Registration (1%)—
+ GST—
+ Parking—
+ Interiors—
🔗 Gap Funding Needed
—
Amount you need as a new loan or savings
📅 New EMI (on gap)
—
—
🔴 Sell First, Then Buy
- No bridge loan needed
- Need temporary rental (2–4 months)
- Stronger negotiating position as cash buyer
- Risk: property prices may rise while you search
🟢 Buy First, Then Sell
- No rental hassle or double moving
- Need bridge loan or savings for overlap
- Risk: your property may take longer to sell
- Higher financial exposure during overlap
Need a Smooth Sell & Buy?
We help coordinate both transactions so you don't get stuck between two properties.